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Commercial

RKO Capital provides recourse & non-recourse commercial mortgage financing for office buildings, industrial properties, and retail centers. Our product offerings include conventional bank financing, insurance company financing, and conduit financing. We cater from the $1,000,000 loan to $10,000,000 loan sector of the commercial mortgage industry. Purchases, refinances, and 1031 exchanges are all part of our product offerings. With a variety of options available to meet your commercial real estate financing needs, contact RKO Capital today.

$500,000 & Up

Program Details

Eligible Properties
  • Office
  • Industrial
  • Retail
  • Self Storage
Program Overview
  • Loan amounts $500,000 and up
  • Minimum DSC 1.20
  • Maximum LTV 70%
  • Tiered pricing matrix, more favorable terms available for higher DSC & lower LTV
  • Secondary markets allowed case by case scenario
Loan Terms and Underwriting
  • Fixed rate terms of 3, 5, 7, 10. Other options available for larger loan amounts
  • Up to 30 year amortization
  • Impounds for taxes, insurance, and replacement reserves on case by case scenario
  • 80-85% occupancy typically required prior to closing
  • Most loans are assumable subject to approval and 1% fee
Guarantors
  • Net worth of guarantors equal to or greater than loan amount. Larger loans adjusted on case by case scenario
  • Liquidity requirements 10% of loan amounts, reviewed on case by case scenario
  • Middle FICO of at least 680 or greater
  • Non-recourse loans available