Fixed Rate Commercial Loans from $500,000 to $10,000,000 (as of 04-12-10) |
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Type of Financing |
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Retail/NNN |
Owner-Occ/SBA |
Portfolio Bank |
Insurance Companies |
Private Money |
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Loan
Amounts |
$500K - $7M |
$500K - $4M |
$3M & Up |
$5M - $50M |
$500k - $10M |
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Loan
to Value |
70% (Purchase) |
65% (Purchase) |
70% (Purchase) |
65% (Purchase) |
60% (Purchase) |
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Loan
to Value |
50% (Cashout) |
65% (Refinance) |
70% (Cashout) |
65% (Refinance) |
60% (Refinance) |
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Recourse |
Recourse |
Recourse |
Non-Recourse |
Non-Recourse |
Recourse |
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Property
Types |
Retail |
Multi-Use Properties |
Anchored Retail, Office, Industrial, Self Storage |
Anchored Retail, Multifamily, Office, Industrial, |
A, B, C |
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Documentation |
Full Documentation |
Full Documentation |
Full Documentation |
No Tax Returns |
Full Documentation |
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Typical
Application Deposit |
$2,500 |
$4,5000 |
Standby Deposit $12,500 |
Good Faith Deposit |
$1,500 |
*3
Year Fixed Rate |
N/A |
5.69% - 6.19% |
4.89% - 5.14% |
5.25% |
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*5
Year Fixed Rate |
5.99% - 6.50% |
6.60% - 7.10% |
6.00% - 6.50% |
5.25% |
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*7
Year Fixed Rate |
6.38% - 6.80% |
N/A |
6.60% - 7.10% |
5.50% - 5.75% |
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*10
Year Fixed Rate |
6.85% - 7.24% |
N/A |
7.12% - 7.60% |
6.00% - 6.15% |
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Fixed rates subject to change with market
conditions. Rates typically change daily for Agency Financing, monthly for
Portfolio Banks. |
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